Seeing that Yan Shikuan was silent, Yi Zhizhi didn't speak, stretched out a pair of hands and looked over and over, as if there were flowers on his hands, not to mention, his hands have slender fingers, and the palm lines on his palms are dense and complicated, which is really a bit interesting.

After a moment of silence, Yan Shikuan stood up and bowed with a solemn expression, and said: "The Yan family has fallen into today's situation, and it is already powerless to return to the sky, I have long lost any hope, but the debt owed by Xingtai Bank is really too big, and it is inevitable to exile the family and sell the family."

Coming here today, the younger brother only asked the third brother for one thing, and when the Yan family was sold by the whole family, I also hoped that the third brother would buy my sister ....... Speaking of the back, he was already speaking with a sad voice.

"Don't buy it." Yi Zhixiang replied with a mouthful: "The devil knows if your sister will be as fat as you in the future." ”

"Easy contentment!" Yan Shikuan snorted, raised his body and glared at him, and said word by word: "For so many years, I Yan Shikuan is blind!" With that, he turned around and left.

When he walked to the door, Yi Zhizhi smiled and said: "You have to do a full set of plays, when people are excited, their steps are fast and urgent, are you taking this step a little slower?" ”

Yan Shikuan turned around, rushed to Yi Zhizu in a few steps, glared at him and said, "This family is about to die, who is in the mood to play with you?" I'm a... This is....... ”

"Deathbed sister."

"You're just entrusting your sister, you're dying!" Yan Shikuan said angrily.

"I've really died once." Yi Zhizhi said: "The day before yesterday, I was drunk and fell into the water, but I turned around before the ghost gate closed" Speaking of this, his tone became a little low, "Before fainting, in addition to fear, I was more unwilling, unwilling to die like this, unwilling to go ...... in vain in this world."

I slept for a day yesterday, and I kept thinking that I couldn't live as drowsy as before, and besides, after this time, I also understood that the small business houses of the thirteen lines were all precarious, and maybe they would suddenly close down that day. ”

"You're okay, once you wake up, at least there's a chance." Yan Shikuan said quietly, and then sighed, "I don't even have a chance to repent...... ”

"Who says you don't have a chance?" Yi Zhishu stared at him and said: "Opportunities are not waiting for them, they are not waiting for them, they are not waiting for them, they have to be created by themselves." ”

"Create opportunities?" Yan Shikuan's small eyes rolled and said, "What do you mean?" ”

Yi Zhizhi said in a deep voice: "In today's situation, if Xingtai Bank wants not to go bankrupt, it can only create opportunities by itself. ”

Hearing this, Yan Shikuan's small eyes lit up, and he said excitedly: "Does the third brother have a way to save Xingtaixing?" ”

"Do you believe it?"

"Faith!" Yan Shikuan blurted out: "If I don't believe you, who else can I believe?" ”

Yi Zhizhi took a sip of tea and said slowly: "The situation of Xingtaixing, I have carefully pondered it in the past two days, and it is not impossible to save it...... ”

"Is that true?"

"Don't interrupt!" Yi Zhizu reprimanded lightly, and then said: "Everything has a benefit, there must be a disadvantage, there is a disadvantage, there must be a benefit, the reason why Xingtai Bank is facing bankruptcy is because of the high business debt, and I think it is the high business debt that leaves a glimmer ......of life for Xingtai Bank." ”

"Can it not be so winding?" Yan Shikuan protested: "I remember my original words and go back and repeat ......." ”

Yi Zhixiang glared at him, and he quickly shut up.

"The reason why I say this is because of the joint and several mutual insurance system of the 13 banks, the total amount owed by Xingtai Bank is 2.58 million yuan, even if the Yan family is copied, it is estimated that there is still a gap of more than 2 million, if Xingtai Bank fails, this gap will have to be filled by the existing merchants of the 13 banks.

Since the collapse of the British East India Company, the situation of the Thirteen Banks has become increasingly difficult, and the life is a little better, which is nothing more than the Jardine Matheson Bank, Tongfu Bank, and Guangli Bank, and this gap is mainly filled by these three companies, one of which is at least four or five hundred thousand, and Guangli Bank and Tongfu Bank are afraid that they will not be able to withstand so much pressure.

In addition, the collapse of Xingtai Bank will trigger a panic among foreign lenders, thus setting off a wave of debt collection, and there are already signs of this in the past two days, and if this situation is allowed to continue to develop, it will inevitably lead to the closure of small commercial banks with relatively high business debts.

In this way, the debts of the thirteen banks and the three major commercial banks to be repaid are not only 2 million, but may even be 4 million, even if the wealthy Jardine Matheson is afraid that it will have a headache.

Therefore, no one in the three major merchants of the Thirteen Banks should be willing to go bankrupt in Xingtai Bank, not even Jardine Matheson! ”

Yan Shikuan diligently refilled a cup of tea for him, and said: "Although the Thirteen Lines are unwilling, they can't stand the pressure of the Governor's Mansion and the Guangdong Customs, this root is still in foreign businessmen, as long as they don't force them to repay their debts, it's hello, I'm good, everyone's good." ”

"The roots are not in foreign businessmen." Yi Zhi said confidently: "The root is in the thirteen lines!" The Governor of Liangguang and the Guangdong Customs cared about the face of the imperial court, they would not care how the Thirteen Lines negotiated with foreign merchants, as long as the foreign merchants did not sue the Thirteen Merchants, they would not have much to do at all.

The purpose of foreign businessmen is to collect debts, and they submitted a letter to the governor of Liangguang and complained to Xingtai Bank, just to collect debts, and what they are most concerned about is to get back the money they lent, as for who will pay the debts, is it the thirteen lines? Or Xingtai Xing? They don't care at all, so the attitude of the thirteen elements determines the life and death of Xingtai Xing! ”

"The attitude of the Thirteen Lines determines the life and death of Xingtai Xing, and no one in the Thirteen Lines wants Xingtai Bank to go out of business." Yan Shikuan glanced at him as he spoke, and said, "Doesn't this mean that Xingtai Bank will not go out of business at all?" ”

Yi Zhisuff glanced at him and said, "I only said that the three major merchants of the Thirteen Banks are unwilling to go bankrupt, but they don't include small commercial banks, you can hear clearly!" ”

After a pause, he continued: "The Thirteen Lines monopolize the entire foreign trade, but the imperial court has a quota for the export of tea, silk and other bulk commodities, to put it simply, it is like a big cake, the Thirteen Commercial Banks eat separately, Xingtai Bank is closed, just wait for one less person to eat, the remaining twelve people are enough to eat more, from this aspect, the Thirteen Lines merchants all hope that Xingtai Bank will go out of business." ”

"Well, I see." Yan Shikuan nodded and said: "The big businessmen are afraid of sharing the huge debts of Xingtai Bank, and they are unwilling to go bankrupt of Xingtai Bank, and the small businessmen want to get the share vacated after the collapse of Xingtai Bank, so they hope that Xingtai Bank will go bankrupt." ”

"Yes." Yi Zhishu nodded and said: "Especially a few small commercial banks that are not at risk of bankruptcy are more willing to see the collapse of Xingtai Bank." ”

"So how can we avoid the collapse of Xingtai Bank?"

"It's simple to say it's simple, and it's complicated to say it's complicated." Yi Zhishu just said a word, and when he heard the sound of his stomach, he glanced outside, it was already dark outside, he got up and said, "Why don't you eat first?" ”