The sky was overcast, and although the wind had stopped, it was still bitterly cold. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 info I don't know when, small Xiaoice particles came down and crackled on the ground, decorating the earth with flower white.

Although the ice particles on the ground did not cover the ground, they were so slippery that even people had to walk carefully, let alone ride horses and cars. Wang Bowen and his entourage had no choice but to dismount and walk, and finally returned to the yamen of the left-behind division before dark.

A charcoal fire was lit in the living room of the back office, and the red flames drove away the cold outside.

Xu Ping got the news and was already waiting here. Sitting by the charcoal fire, drinking tea, and reading the booklet in his hand when he had nothing to do.

After a few days of nervous work, I finally wrote out the rules of the bank. This booklet is detailed enough, not only can Wang Bowen take it back to make errands, but it can even be used as a teaching material for Qian Zhuang in the future.

After changing their clothes, Wang Bowen and Wang Yaochen went to the living room, greeted Xu Ping, and sat down as guests.

After asking about the situation of the two of them going to the Yong'an Emperor's Mausoleum to pay respects, Xu Ping handed the booklet in his hand to Wang Bowen: "Deputy envoy, see if you like what is written here?" If there is something missing, I will make changes and additions. ”

"Long Tu worked hard, this has helped our three divisions a lot!" Wang Bowen took the booklet, flipped through it slightly, and praised it again and again. "Now it's enough, that's it, when I return to Beijing and present it to the provincial lord."

After speaking, Wang Bowen put away the booklet and didn't talk about the money bank.

Xu Ping smiled, it seemed that he had guessed correctly, Chen Zhizhong asked for this booklet, not really to promote the money system to the whole country, but just to cope with the mission and shirk responsibility.

After chatting for a while, Xu Ping said to Wang Bowen: "Deputy Envoy Wang, not to mention how to look at Zhongshu, whether Qianzhuang can be built or not, even if it is built, it will be impossible this year." Look at the end of the year, once a year, if the flight ticket of Henan Mansion can't be redeemed, how can the transfer envoy compare the states and counties of Jingxi Road? This is not a matter of Henan Province, most of the state troops on Jingxi Road are waiting for the money of Henan Province to settle their accounts. Henan Mansion can't redeem money, and the amount of money and grain on the entire Jingxi Road will become a mess. ”

Wang Bowen said: "Alas, Long Tu has said it, this year's examination is not a big deal to drag on for a few months, and there are more state troops in previous years that have been delayed to the end of the year." If it really doesn't work, I'll hang it on the account first, and then take the test when it's over. ”

Xu Ping shook his head: "That's not what I said, the government is right, the people are living in the people's livelihood, and everything is inseparable from money." Such a large amount of money cannot be withdrawn from the account, and the people will become a mess. Charcoal and cotton clothes in winter, cattle and seeds in spring, these are all inseparable from money. Such a big gap, if the three divisions don't make up for it, it will trap the people of Jingxi Road. ”

Wang Bowen saw that Xu Ping didn't let go, and he couldn't hide, so he had to say: "Now that the three divisions are in trouble, they really can't come up with so many copper coins, so they have to owe it for the time being, and Jingxi Road should also be considerate." Otherwise, what is the feasible way for Longtu? ”

The so-called not in his position and not seeking his own government, Xu Ping really doesn't want to take care of the affairs of the three divisions. It's okay to say that it has an effect, but once it doesn't work, maybe all the responsibility will be pushed on your head. But now it's a matter of his own rule, and he really doesn't care about it, and the three divisions drag it down regardless of it, and it will really hurt Jingxi Road. If a large amount of money hung on the account cannot be withdrawn, it will greatly hurt the official credit, and countless multi-angle debts will be formed, and it is not known how much effort it will take to untie them in the future.

After thinking for a while, Xu Ping said to Wang Bowen: "I have a little foolish opinion, not necessarily right, I just said it, the deputy envoy might as well listen to it." If it is useful to the three divisions, it is the best, if it is useless, it will be as if a gust of wind blows over. ”

"How can Long Tu say that? You are the last salt and iron envoy, with brilliant political achievements, and you can propose a way, whether it is me or the provincial lord, I am only grateful! Long Tu said, I listened to it. ”

Xu Ping didn't bother to say these polite words, and said to Wang Bowen: ""Zhou Li" is a cloud, money is a thing, its collection is called spring, and its line is called cloth. The most fundamental thing about money is these two functions, one is to hide the wealth of the people, and the other is to rely on the people to trade. In fact, the amount of money needed for private trade is roughly calculated, and if there is more money to be distributed, it will be hidden, and if there is less money to be distributed, the hidden money will naturally be taken out and used. This year, cotton cloth is on the market, and businessmen from all over the world gather in Henan Mansion, and there is naturally more money to need to flow cloth, so there will be a shortage of money on the market. It is precisely because of the lack of money in the market that the large number of flight tickets received by Henan Province cannot be cashed. If you want not to affect people's livelihood, you have to invest money in the market, yes or no? ”

Wang Bowen nodded: "Longtu makes sense, I understand it, and the provincial lord also understands it, but the three divisions have no money to invest!" ”

"Since ancient times, money and silk have gone hand in hand, and in the Tang Dynasty, the government clearly determined how much money a horse of silk could be exchanged. In this dynasty, this law is still not abolished, silk is a part of the money, the money is not enough, and the silver silk is still made. ”

Wang Bowen sighed: "The truth is this, but the cotton cloth on Jingxi Road is listed, and the price of silk has fallen, and it is still falling endlessly." The third division just threw the silk silk out, but no one wanted it-"

"Cotton cloth is on the market, and it is reasonable that the price of silk will fall. Because the silk silk sold on the market was originally used to make clothes, and now that there is cotton cloth, of course, there is no need for so much. Since there is no need for so much, the three divisions and local governments should collect silk into the government treasury, so as to ensure that the price of silk will not fall so much. When the price of silk stabilized, the silk in the treasury could continue to be used as money. With these silk silks for money, the lack of money in the market will not be so serious, right? ”

Wang Bowen couldn't help but smile when he heard this: "What Long Tu said is nothing more than the art of mentioning. But doing so can only ensure that the price of silk is stable for a while, as long as the cotton continues to sell, the price of silk will always fall. There are so many silk silks in the treasury, and the price will fall in the future, and the country's property will be lost in vain, who will go to when the time comes? ”

Xu Ping shook his head: "The deputy envoy still doesn't understand what I mean, the silk silk in the treasury is a kind of money, not used to tailor clothes and hats." And after this period of time, when the amount of money needed in the market is enough, what if these silk silks are burned? It was useless at that time. Of course, in fact, it will not be burned, and it can be sold overseas, and it is really shipped to various cities at a low price for sale, and it is estimated that it will not be sold for a few years. Therefore, for today's plan, the three divisions must stand up and collect the silk silk to stabilize the price of silk so that it will not fall too much. As long as the price of silk is stable, the silk silk in the treasury is still money, which can solve the dilemma of lack of money for a while. When the next year, the lack of copper coins has eyebrows, and these silk silks are not sold, so don't find a way to dispose of them. Now only by doing this can we tide over the difficulties, and we must no longer sell the silk that we have stored! ”

Xu Ping's method is to stabilize the price of silk, and the storage of silk actually has a monetary function, which can temporarily make up for the shortage of copper coins. In doing so, it is actually using financial means to make the cotton cloth have a buffer against the impact of the economy. Of course, in the end, the silk silk still has to be withdrawn from the monetary system, and it may have to be devalued, but it will not be all released and made a mess like now.

This is the technique of the Song Dynasty to control the currency in history, which was first used for the exchange stability of copper and iron coins, and it was only sporadically mentioned. By the time the Southern Song Dynasty paper money was popularized, the art of weighing and lifting was developed, which was the key theory to ensure that paper money could always be used.