After sending Wang Bowen away, Xu Ping and Wang Yaochen returned to the Houya Flower Hall to roast the fire. Pen % fun % Pavilion www.biquge.info

After warming his body, Wang Yaochen said: "Yun Xing, have you noticed that Deputy Envoy Wang is actually not very interested in your booklet of the rules of the bank, as if it is just used to make errands." ”

Xu Ping smiled: "It's normal, if I encounter this kind of thing, I can only do this." The people of the three divisions are not familiar with what the money village is, and it is impossible to implement it with a booklet. Not implementing the money bank system is nothing more than the trouble now, if the money bank system is implemented may cause even more trouble, what do you say they will do? ”

"Then why did he come to Xijing in a hurry? In the past few days, I have also seen with the deputy envoy of the king to the Yong'an Imperial Mausoleum, the so-called worship of the imperial mausoleum is just an excuse, and he should have come for this booklet. ”

Xu Ping was silent for a while and sighed: "Because now that the cotton cloth is on the market, the flight tickets in Henan Mansion cannot be exchanged, and a lot of trouble is pressed on the third division." Chen Zhizhong should know that there is no immediate way to solve the problem, and he can't let it go when he sits in the position of the third envoy, so he asked Wang Bowen to come because he wanted to use me and Jingxi Road to gag other people's mouths. ”

Emperor Zhao Zhen's task to Chen Zhizhong was to keep the success and keep the achievements of Xu Ping's reform that year. Zhao Zhen, Xu Ping, and Chen Zhizhong all know this, but outsiders don't know. Therefore, Wang Bowen came to Xijing, and Xu Ping did his best to cooperate and give him a booklet as detailed as possible, so that Chen Zhizhong could push out the responsibility and let the princes of the political hall have a headache.

But on the other hand, Xu Ping was also annoyed by Chen Zhizhong's complete inaction. He can ignore the problem thoroughly, but it is what he should do to alleviate the crisis. Xu Ping wants to squeeze silk out of the field of currency circulation and prepare for future financial reforms, but this crisis is inevitable. In this case, Chen Zhizhong should also help Xu Ping, and let the silk silk in the hands of the official be pushed to the market to add fuel to the fire. Chen Zhizhong is from a family, and his father Chen Shu is the minister in charge of finance for the longest time, and he doesn't believe Xu Ping if he doesn't understand this. In this case, the three divisions should intervene to limit the outflow of silk silk in the hands of the government, and buy silk silk with gold and silver when necessary, so as to minimize the impact of changes in the monetary system and achieve a soft landing. Even if the impact of such a change is postponed for only two or three years, the situation will be very different if the parties can free up their hands.

In the Northern Song Dynasty, the art of weighing and mentioning only had a name, which only indicated the official regulation measures for various currencies, and the guiding theory that really became popular as currency was not until the Southern Song Dynasty paper money was fully used. The earliest formation of the system was proposed and implemented by Shen Cai during the Shaoxing period, when Song Gaozong and Zhao Gou were determined to stabilize paper money with millions of capital. The stability of the currency is very important to the economy, and how could Chen Zhizhong, as the third envoy, not know this truth.

Social existence determines social consciousness, theory must be linked to reality, only theory rooted in practice is meaningful, the world is not divorced from reality, and the absolute truth that will always be correct for thousands of years. The economic realities of this era determine the monetary theory of this era. The art of weighing and mentioning was developed in response to the fact that the paper money of this era was only a supplement to copper coins, ensuring that although the paper money of the Southern Song Dynasty had various problems and often suffered from hyperinflation, it had not collapsed. The later Yuan and Ming dynasties faced a much stronger situation than the Southern Song Dynasty, but the paper money policy failed very badly and eventually collapsed completely.

As long as the banking system has not been established, the financial theories that Xu Ping learned in his previous life will be useless, and they are far from being as practical as those of this era. If he really takes out the theories of his previous life, not only will he not be able to convince others, but he will also run into bloodshed in practice. Only when theory reflects reality can it guide practice.

The crisis we are facing now is not a theoretical problem, but a problem that has occurred in Chen Zhizhong, which has intensified the situation.

These intricate relationships in the court are not what Wang Yaochen understands now, and after listening to Xu Ping's words, he was silent for a while and stopped talking about this topic.

The Xiaoice particles outside slowly turned into snowflakes, and before you knew it, the first snow of the year came.

Looking out the window, Wang Yaochen said: "It's snowing, the weather is getting colder, the cotton clothes in the field are sold, and the Xijing City will be lively for a while." -- It's just that there is a lack of money in the world now, and I don't know if there will be a good business like cotton. ”

"The people of Jingxi Road are not short of money now, at least this road can be sold well, as for the outer road, leave it for later."

Wang Yaochen said with a smile: "Actually, the cotton cloth business has absorbed the money of the state army from the outer road to Jingxi Road, and the people have not a lot of money in their hands." What is lacking now is the state and county officials, as well as the yamen in Xijing City. What you owe mine, what I owe him, and what he owes you, is a mess. Yunxing, it won't work if it goes on like this, you still have to find a way. ”

Xu Ping said: "If the outer state army doesn't care, it's best that Chen Zhizhong can come to his senses and stabilize the price of silk." Even if it falls to half of the original price, as long as it stabilizes and does not continue to fall, it is not a big deal. We Jingxi Road, really can't do it, so we have to issue bills by the money village first, use the flying tickets that can't be redeemed as the book, let the three divisions do the guarantee, and get through the difficulties in front of us. ”

Wang Yaochen asked with some doubts: "Is this okay?" After all, the bill is false and cannot really be used as money. ”

"If it doesn't work, it has to be done, if you have the capital and three divisions as a guarantee, you can barely use it as money. As long as it is used between the yamen and field affairs of various states and counties and Xijing City, there will be no chaos, so let's save it for the time being. ”

Can't redeem the flying ticket in the hands of Henan Mansion, what Jingxi Road lacks now is the means of payment, and it is limited to the official yamen and field affairs, which does not affect the people's livelihood, but affects the economic operation in the coming year. It is not that triangular debts can be written off to make everything urgent, but those who lack liquidity are still lacking, production cannot be organized, and the actual economic chain is broken. As long as the transshipment envoy comes forward to issue the bank's bills, as long as it is guaranteed to be only used as proof of money, the circulation in a limited range will not affect the people's livelihood. With this means of payment, the field affairs and the yamen will be able to prepare for production in the coming year without economic depression.

Of course, this is not a long-term solution, but only a solution to urgent needs, and the final solution depends on the establishment of a banking system. However, Wang Gongchen, who is in charge of the camp and field affairs, is about to be a little wronged, and his accumulation this year can only be invested in Jingxi Road in the coming year, and other sources of funds must be used for the expansion of the state army on the outer road. In order to appease Wang Gongchen, Xu Ping was only afraid that he would have to give some preferential policies to the camp and field.