Chapter 1270: Expected (1)
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To test whether a dynasty is solid, the biggest focus is whether the orders of the court can be implemented smoothly, or whether the emperor's decree can be implemented to the letter, if there is a taste of yang and yin below, or simply do not implement the holy decree, then the dynasty may appear in great danger, or the dynasty still needs to spend huge efforts to rectify the officials, such a situation, often when a dynasty is established in the early days, or when the dynasty is about to fall, The foundation of the newly established dynasty is not very solid, and the orders of the imperial court may not be able to be carried out to the letter.
The establishment of the Jin Dynasty was not long ago, the territory under its command was very vast, the capital of the dynasty was in the north, and the vast area in the south was still a relatively rich place, so the task of establishing a bank and issuing paper money in a unified manner was also in the south.
After all the preparations were in place, the imperial court sent many officials to the provinces to guide, among which Jiangsu Province, Zhejiang Province, Yingtianfu and other places have become the most important places.
Yang Sichang rushed to Yingtianfu to guide the establishment of the bank, and Zhu Xianxuan stayed in the capital to focus on supervising the work in the north.
Su Tianhao and Song Sijun each perform their duties, focusing on the implementation of specific matters, and the focus of both of them is temporarily placed in the capital, if it can be successfully rolled out in the capital, the beginning will be very smooth.
In fact, Su Tiancheng is optimistic about the capital, the reason is very simple, the capital is a political and cultural center, not a business center, and there are rich people in the capital. The vast majority of them are officials, as well as relatives who have a relationship with the officials, etc., these officials must absolutely obey the orders of the imperial court, and the Great Jin Dynasty, which has just been established, is like the rising sun. Everyone is working together, thinking of creating a prosperous era, and at this time, all the decisions of the imperial court can be implemented to the letter.
Banks in the capital officially opened for business on the fifth day of June.
It was also on this day that the officials' money began to be distributed in the form of paper money.
For the arrival of this day, the officials of the Great Jin court. was so busy, especially the prime minister and the officials of the household department, there was almost no time to rest, but anyway, the day finally came.
At that time, Dajin Bank, which was located in the original Dongchang location, officially began business.
There was once again a grand occasion in the capital, and the gentry and wealthy households and the common people had long heard about the establishment of the bank, and the emperor's explanation of the role of the bank. It also spread to every corner of the capital, and today the bank was officially established and opened. For such an important matter, everyone must need to come and take a look, as for not depositing gold, silver and jewelry in the bank, but also to see the situation.
The newly renovated door officially opened, and the inside of the hall was completely changed, and a row of counters was in front of it. Behind the counter sat officials dressed in seven-rank official uniforms, each with an abacus on the left and a pen and ink inkstone on the right. It is a voucher, that is, whoever deposits the gold, silver and jewelry in the bank, and gets this kind of paper.
The legend about this piece of paper has long been spread in the capital, it is said that this piece of paper, very magical, no one can make it, only the craftsmen in the Wuying Hall located in the imperial city have such ability, and this piece of paper is not any one person can make it, many people are busy, to complete such a piece of paper.
At this time, people still don't understand the concept of assembly operations, this is actually Su Tiancheng's suggestion, bank savings certificates of deposit, all unified customization, a deposit receipt needs to be operated by multiple people, each person completes a part, and the deposit receipt is combined with a special anti-counterfeiting logo.
The first person to enter the bank to deposit gold and silver was naturally the queen's mother Zhu Xianxin.
The queen is in charge of the harem, it is said that the emperor is very frugal, there are not many institutions in the palace at all, the previous inner court has been completely abolished, and the things inside the palace are directly managed by the queen mother.
Several large boxes were brought in.
Immediately, there were officials from the bank, after bowing to the queen's mother, opening the box and inspecting the gold, silver and jewelry inside, and some officials took abacus and pen and paper to start registering.
Half an hour later, several pieces of paper were filled in, and after a special seal was affixed, the official respectfully handed them to the palace maid beside the queen's mother.
When the queen mother stored the gold, silver and jewelry in the bank, the rest of the officials did not dare to disturb it, and waited until the queen mother finished the process and left the bank to return to the palace, and many officials began to enter the bank in turn to store the gold, silver and jewelry that had been prepared for a long time.
From the time of Chen to the time of the day, the officials in the bank almost did not have time to eat, including Su Tianhao and Song Sijun, Su Tianhao was originally responsible for the issuance of banknotes, but after pondering for such a long time, he knew very well that the issuance of banknotes had a great relationship with the bank, so he also came to the bank, on the one hand, it was to guide, and on the other hand, it was also to grasp the situation.
After the first day, everything seemed calm for the time being, mainly the officials came to the bank to store gold, silver and jewelry, and there were hardly any gentry and wealthy people and ordinary people.
Su Tianhao and Song Sijun were secretly anxious, if this matter was just the participation of officials, I am afraid it would be difficult to maintain.
At that time, the emperor smiled in the Qianqing Palace and asked everyone not to worry.
In fact, Su Tiancheng had already sent many palace guards, disguised as ordinary people, and went around outside the bank and in all corners of the capital to inquire for information.
The feedback back is very good, in fact, the people's understanding is very simple, the queen and the officials in the court have gone to the bank to deposit gold, silver and jewelry, the bank must be able to guarantee, the reputation is absolutely no problem, the gentry and wealthy are relatively conservative, but in the discussion, on the one hand, it reflects the positive understanding of the bank, on the other hand, there are faint worries, as the so-called richer people, the more they think, as for the businessmen, they are basically in favor, they have been in business for a long time, It's easier to understand the role of banks.
There is also a situation worth celebrating, that is, the folk discussion, has owned the bank's passbook paper as a symbol of dignity, think about the queen mother has such a piece of paper, ordinary people as long as they go to the bank to deposit gold, silver and jewelry, the same can get such a piece of paper, if it was in the previous Ming Dynasty, how could there be such a thing.
On the first day, the reason why no one else entered the bank was also because of the folk habit, everyone thought that they could not fight with the officials, and this habit was maintained for thousands of years. This also indicates that once the momentum of officials storing gold, silver and jewelry in the bank continues, a large number of gentry and wealthy families, merchants and ordinary people will begin to enter the bank.
Su Tiancheng did not go to the bank to avoid the situation that the security is too tight, in fact, the bank is originally for the public, if the guard is too strict, it will affect the storage business.
Su Tiancheng didn't say it in person, and Qu Qingze explained everything he heard to many ministers of civil and military affairs.
This time the Qianqing Palace was boiling, Zhu Xianxuan and others did not expect that the bank's response among the people would be so good, which indicates that in the next few days, the bank will start to be busy, after all, there are not many officials in the capital, but only occupy a small part, mainly gentry and wealthy households, businessmen and ordinary people.
In fact, the emperor has already explained that the bank is mainly able to absorb the gold, silver and jewelry of the people, so that it is possible to really grow, otherwise it will definitely not be able to maintain itself only by relying on the support of officials.
Song Sijun and Su Tianhao were the most excited.
After such a long time of preparation, of course they want to be able to do their best, but such a new thing, whether the people can accept it, whether they can store gold, silver and jewelry when the bank is first opened, a large number of people to store gold, silver and jewelry, so that the bank can do its best, they are not sure, now the situation is very clear, it seems that the bank in the capital must be able to catch fire, the two are also a little guilty, they can't think of such an important thing as observing public opinion, they didn't think of arranging it, or the emperor specially arranged personnel, Go among the common people and inquire about the situation.
Of course, the really arduous task is still to come, the emperor said, the capital will definitely become a very concentrated place for merchants, and even many vassal states and countries in the Western Regions will come here to trade, so many big merchants in the capital need financial support, and at that time, it is the time when the bank really begins to play a huge role.
Therefore, Song Sijun and Su Tianhao still have a lot of things to do, and it is not okay to always store gold, silver and jewelry in the bank.
There is a top-secret thing, there are very few people who know the Tao, that is, once the bank stores a large amount of gold, silver and jewelry, the imperial court will definitely borrow from it, including future conquests, etc., all need to embezzle money from the bank, this kind of embezzlement, not necessarily the direct misappropriation of gold, silver and jewelry, the embezzlement is the unified issuance of paper money, but the number of paper money, must also use the number of gold, silver and jewelry in the bank as a reference, unlimited issuance of paper money is definitely not possible.
From this level, the bank began to absorb the gold, silver and jewelry of the people, only the beginning of the first step, the subsequent task is more arduous, only let the bank operate normally, begin to make profits, can really play a role in stabilizing the situation, at that time it is possible to really breathe a sigh of relief.
As the first president of Dajin Bank, Song Sijun was under great pressure, he had never seen white hair before, but during this time, there were a lot of white hairs. (To be continued......)