Chapter 390: My Financial Freedom

(17) My financial freedom

Counting your money is about taking good control of your cash flow.

If you start saving money at the age of 40 and start learning about money management, then you are already 20 years behind me, and you have to hurry.

Many women's financial management belongs to the trend type, and there are also some "moonlight people" (spending every month) and "negative mothers" (borrowing to repay debts), which can be called the enterprising type. In fact, the same is true in other aspects, such as at work, in beauty and health care, and so on.

Many women know what weight they dream of weighing and what it takes to reach their goals. But they don't know how much money they need to survive.

Four years ago, in the third natal year of my life, I had saved enough money to spend my whole life, and I never had to work again in this life. In fact, I really haven't worked a day in those four years.

I'm not saying that the money in my passbook will last a lifetime, because because of inflation, no one knows how much the money will be worth in ten years.

I mean, my money gives me enough money every month to spend for a few months. That is to say, my "principal" does not need to be touched in this life, only "interest" is needed to survive, and at any time, I do not have to be afraid that there is no income in my account this month.

The money I reinvest is "interest" on my monthly balance, not "principal" or borrowing. Even if the principal has been swept away by natural disasters or financial crises, I can still rely on my commercial insurance, pension, social security and fund investment over the years.

Seeing this, please immediately go to the nearest bank and buy a fund for yourself, with a fixed investment of 100 yuan per month. It shouldn't be difficult. The power of compound interest will make you feel more confident in a few years.

You will find that by saving this $100 a month, you will be on your way to financial freedom. One day, you can also have to work and let your money go into your account on your own over there.

It's not wrong to master a few more skills to earn money, money will depreciate, it will be lost, and the skills on your body will never.

In the beginning, I kept accounts every day, and it was accurate to the point. After two years, you will know exactly what you have to spend and what you can save. Remember, every penny saved will become a golden fruit on your money tree in the future.

On February 2 of each year, I will go to deposit a whole account and deposit the balance of the budget for the current year, which was 10,000 yuan last year. By the time I took out 120,000 yuan on February 2 this year, I was ready to enter the stock market, because every year around the Spring Festival, I could double the number of sales, which is why I chose a date like "2.2". This year, however, Mr. Pei was frightened by the decline in the stock market, and the 600,000 yuan of his colleagues at the next table had fallen below 200,000. Therefore, I insisted on saving a fixed amount, using his name, and the password was not given to me (in the past, we were in charge of a passbook and a password).

However, yesterday (August 15), he put 50,000 yuan into his account and said that he was going to buy the bottom! In this way, his account should still be full and there is no money to play.

I said that I didn't dare to buy the bottom at the beginning of February, how dare I do it now?

He said angrily: Then when do you say it is the end?

I said: The bottom is not predicted, it is out, and it is too late to enter when there is no new low in a month.

He said, "Didn't you say there is a second high?" I'm selling at 4,000 points!

I said: What you bought in this wave of 3,000 or 4 will not be able to solve the problem in the next wave of 4,000 or 5,000!

Mr. Pei has been scolding and scolding, saying that what I said is like a curse, and he can't understand it at all! Alas, I can't understand what kind of stocks are I playing!